About Esi Mortgage
Why trust in Esi Mortgage for your financial needs
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. & E.O
Esi Ghassemi - Mortgage Broker at Centum Financial Services Limited Partnership - Brokerage # 13054
About Esi Ghassemi
As a highly seasoned mortgage professional, I obtained my mortgage license in early 2015, embarking on this journey after earning my MBA at York University. What sets me apart as an outstanding mortgage broker is my extensive experience in the Ontario mortgage sector, where I’ve collaborated with top brokerages. With over nine years in the financial industry, I excel in the evaluation of options from various banks and lenders, and I am dedicated to helping you achieve your financial and project goals.
I am known for my attentive listening, meticulous comparison skills, and ability to provide customized expert advice tailored to individual and corporate needs.
LIC #: M15001240
Mortgage Broker at Centum Financial Services Limited Partnership CENTUM Financial Services LP (PP)
Brokerage # 13054
Esi’s Vision
At Esi Mortgage, we believe homeownership is more than just a financial transaction—it’s a significant milestone in life. Our vision is to make the mortgage process seamless, transparent, and empowering for every homebuyer, homeowner, and business owner.
We are committed to simplifying the home financing journey, ensuring that our clients feel informed and confident every step of the way. By leveraging strong partnerships with banks, credit unions, and private lenders, we provide tailored mortgage solutions that align with your unique financial goals.
Our ultimate goal is to empower individuals and families by offering expert, unbiased mortgage advice. Whether securing your first home, refinancing for better terms, or investing in real estate, we support you with the knowledge, experience, and dedication you deserve.
Your future starts with the right mortgage solution—let’s make it happen
Why Choose Us?
Transparent & Efficient Process
From pre-approval to closing, I provide clear guidance at every step. I aim to simplify the mortgage journey and empower you with the right financial decisions.
Client-First Approach
I work for you, not the banks. I prioritize securing the most competitive mortgage rates and terms while ensuring a smooth and stress-free process.
Personalized Mortgage Solutions
No two financial situations are the same. I focus on crafting customized mortgage strategies to align with your short-term and long-term goals.
Access to a Wide Network of Lenders
From major banks and credit unions to private lenders, I have the connections and expertise to find the best mortgage solutions tailored to your financial needs.
Industry Expertise & Experience
With over nine years in the mortgage industry, I bring a wealth of knowledge and insights to help clients navigate the complexities of home financing.
Our Partners
Ready to get started?
Apply now and get pre-approved in minutes!
125+ Five-Star Reviews (4.9 Rating)
Trusted by GTA Homeowners!
Frequently Asked Questions
What makes Esi Mortgage the best mortgage broker company in Toronto & GTA?
At Esi Mortgage, we prioritize our clients by providing personalized mortgage solutions, competitive rates, and a seamless approval process. With access to multiple lenders—including banks, credit unions, and private lenders—we ensure you receive the best mortgage options tailored to your financial goals.
How does the mortgage approval process work with Esi Mortgage?
Our process is simple and efficient:
- Initial Consultation
- Pre-Approval
- Lender Selection & Conditional Approval
- Final Approval & Closing
Please contact us if you wanna learn more about these steps.
What mortgage options does Esi Mortgage offer?
We provide a range of mortgage solutions, including:
- Residential Mortgages
- Commercial Mortgages
- Construction Mortgages
- Private Mortgages
- Mortgage Refinancing
- First-Time Homebuyer Programs
Can Esi Mortgage help if I have bad credit?
Yes! We specialize in helping clients with diverse financial backgrounds, including those with low credit scores. Through our network of alternative and private lenders, we can help you find a mortgage solution that suits your situation.
How do I get the best mortgage rates in Toronto?
Getting the best mortgage rate depends on your credit score, down payment, and debt-to-income ratio. As experienced mortgage brokers, we compare rates from multiple lenders to secure the most competitive offer for you.
Why should I use a mortgage broker instead of going directly to a bank?
Unlike banks that offer only their own products, mortgage brokers have access to multiple lenders and loan products, giving you more options and potentially better rates. We advocate for you, ensuring you get the best possible terms without the hassle of negotiating on your own.